Professional Financial Consultants, L.L.C.

		John Settembrino President John A. Settembrino started his career in 1973 with a major life insurance company. Ten years later he took advantage of the opportunity to become independent. Professional Financial Consultants, L.L.C. became a reality and a lifelong dream of a true family business. John is a member of the Financial Planning Association. Westchester County Association of Insurance and Financial Advisors where he has served on various Board positions. He is also a member of the Million Dollar Round Table and various other organizations. A veteran of the United States Air Force, John continued his education after discharge and earned numerous qualifications and certifications in the financial planning and insurance arena. John lives in Yorktown Heights, NY with his wife Marietta and son Steve. He is actively involved in numerous civic organizations and is a supporter of the town's youth sports programs.



		Bill Settembrino Vice President and Registered Principal Bill Settembrino is the principal of Professional Financial Consultants and has been a registered representative for more than 10 years. Bill started his career with Merrill Lynch, then decided to join Professional Financial Consultants after receiving all the necessary licenses and experience that a large firm has to offer. He has a Bachelor of Science degree and is married with 3 children. Bill truly enjoys helping people achieve their financial goals and objectives by offering non-biased, independent advice to our clients. He works in concert with several attorneys and C.P.A.s to help clients maximize performance and protection of their accounts while reducing taxes, if needed.



		Philip Settembrino Associate Partner Philip has been working with Professional Financial Consultants since 2001. Upon graduating from the University of Hartford magna cum laude with a degree in Economics Finance, Philip began his career with Smith Barney where he worked as an assistant portfolio manager to a very successful money management team. Obtaining the Series 7, 63 and life insurance licensing, Philip is able to assist businesses, families and individuals in creating tailor-made financial plans built around each client's goals and objectives. An active member of the community, Philip has conducted seminars for local school districts on college planning as well as speaking to groups on such issues as retirement planning and wealth creation strategies. He currently serves as a TSA/403 (b) representative for both the Yorktown and Nyack school districts as well as serving on the board of directors for the Yorktown Chamber of Commerce. Having developed strong centers of influence, Philip works with some of the most successful attorneys, accountants and mortgage speaclists in the area, which enables him to add value to every aspect of a client’s financial picture. In his spare time Philip enjoys playing lacrosse and golf as well as being an avid outdoorsman.