Welcome to Professional Financial Consultants L.L.C


We are happy to announce that our full staff has returned to the office and are ready to resume face-to-face appointments.   We are adhereing to the NY State Guidelines and request that all clients that schedule an office visit wear a face mask for your safety as well as the safety of our staff.   If you wish to have a telephone conference that is also available for your convenience.  

Enjoy the fall season and hope to hear from you soon!

Stay vigilant, safe, and healthy!!

Bill Settembrino and the Team

Professional Financial Consultants


Welcome to our website!  Here you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this website to help you gain a better understanding of the financial concepts behind investing, insurance, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We're here to help educate you about the concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. As your trusted advisors your goals are our priority and we will always do what is in your best interest.

Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

Philip Fulco, William Settembrino & John Settembrino