Welcome to Professional Financial Consultants L.L.C


No one can deny how challenging 2020 has been.  As coronavirus spread around the globe, life for many was put on hold.  Unprecedented government-imposed measures curtailed social and economic activity to protect people's health and to save lives. 

Here at Professional Financial we are maintaining the social distancing suggestions and are following New York State Guidelines.  As we all hope the Coronavirus Vaccine will be effective and distributed sufficiently so we can all begin to get out and enjoy the seasons change. 

As we have committed to you, we are here, professionally managing your accounts and are available for any questions or concerns.  We do invite you to reach out to schedule a conference call, a virtual review or schedule an office visit.  

Stay safe and healthy!

Bill Settembrino and the Team 


Welcome to our website!  Here you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this website to help you gain a better understanding of the financial concepts behind investing, insurance, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We're here to help educate you about the concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. As your trusted advisors your goals are our priority and we will always do what is in your best interest.

Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

Philip Fulco, William Settembrino & John Settembrino